Once you are happy with your treatment plan, our reception team will email or text you a secure link to apply with Tabeo. The application takes about two minutes, can be completed in the practice or at home, and you will get a decision straight away. Applying only runs a soft credit check, so it will not affect your credit score; a hard credit check is carried out only if you accept a loan offer.
Interest-free finance is available on many treatments for up to £30,000, and never for more than your treatment cost. You can spread the cost over 3, 6, 10 or 12 monthly payments at 0% APR. You must be over 18 and earn an income to apply. Credit decisions depend on your individual circumstances.
Payments are collected monthly from your UK debit card (credit cards and Amex are not accepted). The first payment is taken upfront, with at least 28 days before the second, and you can change your payment day online. There is no fee for repaying early or for a missed payment, although missed payments can affect your credit score.
Immediately - as soon as your loan agreement has been signed.
If your loan is a regulated credit agreement, you have a statutory 14-day 'cooling off' period after signing during which you can withdraw from it. Your loan agreement will say whether it is regulated; unregulated agreements have fewer statutory protections. If you have started any treatment that would have been financed, you will need to make other arrangements to pay for it.
Finance is arranged through Tabeo. Tabeo is a credit broker and loan servicer, and will only introduce you to one suitable lender based on your choice of loan. The lender's details are provided with your loan offer.
*Amount of Credit £1,800.00. Total Amount Repayable £1,800.00. Repayable by 12 monthly payments of £150.00. Representative 0.0% APR fixed. Finance is subject to status and full terms and conditions apply.
Shivaum Limited, trading as Didsbury Dental Lounge, is based at 169 Mauldeth Road, Manchester, M14 6SG. Tabeo Finance Limited, trading as Tabeo, 5th Floor, 10 Finsbury Square, London EC2A 1AF, is authorised and regulated by the Financial Conduct Authority (FRN 777539). https://www.tabeo.co.uk.
For detailed information about our membership plans and their terms and conditions, please visit our Membership Terms and Conditions.